Days of Change

Obama Changed the Game | May 7, 2017

Most of the slogans about health care plans in the government involve the term “access to quality health care” or some variant. Obamacare tried to focus on access only and did very little about quality. However, it created a series of mandates for who gets insurance and that has changed the discussion of health care.

The reason we don’t have a “risk pool” in government health care is not because Democrats care so much about everyone, but because it was not part of the Senate bill for Obamacare. Back in 2010, the election of Scott Brown made it impossible for the Congress to pass a joint Senate / House bill. The Democrats ran out of time. Instead, they chose to let the House, still run by them, to pass the Senate bill, which had been passed already. It was devoid of a risk pool for the people who couldn’t get insurance, otherwise known as the “public option.”

I wrote about the fact that health care legislation has done little to address the $7,000 per person that health care costs in the US. The costs were shifted slightly, but the larger number of people paying premiums has been overtaken by the increased number of people getting health care. While the law allows for plans for people with preexisting conditions, they still have to pay for it.

Of course, everyone thinks there’s an answer to health care. For this country, the answer is that many of us pay a lot without getting much. Some people have the misfortune of getting more than they put in, which usually means they are pretty ill. Some people get crappy government health care like Medicaid and the VA and some people can’t afford insurance. The only difference is that now, politicians are afraid to stop giving free insurance to people. Welcome to the risk pool.


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    May 2017
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